Anyway, I realized another thing for which I say "I could do this if I were just a bit richer": Charity.
For the year 2000, I gave a full 1% of my income to charity, and I was very happy to do so. I said to myself, "I'm pretty darn well off. It should be totally feasible for me to give 1% of my income to charity every year."
But this year, despite the fact that I have a lot more income than I did in 2000, I am feeling much less able to give to charity. This makes me sad.
(A side note about the question of charity: before we were married, Lori and I had a few awkward discussions about charitable causes. She would urge me to give to some cause, because she is generous beyond words. I would agree with the desirability of giving to charity in general, but I would angst about whether any particular cause was the best use of my charity money. We resolved this tension by me deciding on a charity budget for the year and giving it to Lori to spend as she saw fit. I think it made us both happier to do it that way.)