Ralph Melton (ralphmelton) wrote,
Ralph Melton

Money Without the Stress

I had been feeling just a touch concerned about our finances lately, because it looked like the amount we had in checking would be just enough for our end-of-the-month bills. But I knew that I was getting paid today, and I knew that we had money in savings, so it was just a matter of being careful not to bounce checks.

As it was, I just didn't get around to paying those bills until today. So tonight I paid a bunch of bills, looked at our finances, and determined that we had enough to move a fair bit of money into savings. Whee!

With a bit of crunch, we could put enough in savings to cover the minimum balance to avoid fees for our family account. But I don't want to go through that crunch. We've been crunching for a long time--I feel happier about building our savings with reasonable strength without crunching.

(A parenthetical note: according to Quicken, over half the money I've earned this year has gone to pay taxes. Yeesh!)
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