As it was, I just didn't get around to paying those bills until today. So tonight I paid a bunch of bills, looked at our finances, and determined that we had enough to move a fair bit of money into savings. Whee!
With a bit of crunch, we could put enough in savings to cover the minimum balance to avoid fees for our family account. But I don't want to go through that crunch. We've been crunching for a long time--I feel happier about building our savings with reasonable strength without crunching.
(A parenthetical note: according to Quicken, over half the money I've earned this year has gone to pay taxes. Yeesh!)